How To: Handle Collections Calls

How to:

Handle Debt Collection Calls:

collection calls, debt collectors,

As outlined by Consumer Protection B.C

Getting calls from collection agencies can be scary, and stressful! If you want to handle collections calls, it is important to know what your rights are, and what debt collectors are permitted to do.  The Business Practices and Consumer Protection Act, as put forth by Consumer Protection B.C, is a set of guidelines designed to keep you safe!

Here are a few key rules to keep in mind when collectors call:

When a debt collector calls, confirm that the call is from a creditor you actually owe. Be aware that there are phone scams out there which use scare tactics to steal from you.

Are debt collecters allowed to contact me?

Debt collectors are allowed to contact you about owed debts, but only once the debt is due and payable.

Can I ask the debt collector anything?

  • You have a right to receive information about your debt!  Creditors are required to send you a letter with the details of your debt. Make sure to request communication in writing to keep for your record. This will come in handy for legal issues.

When can a debt collector call?

  • Between 7am to 9pm Monday to Saturday
  • Between 1pm and 5pm Sundays
  • They cannot call on statutory holidays

Can I get a  debt collector to stop calling me?

  • You can fill out a form to request contact in writing only using the “request communication in writing only” found on the consumer BC website.

How do I stop being contacted about somebody else’s debt?

  • Use the “Stop the calls because you are not the debtor” form found on the consumer BC website.

Can a debt collector call my employer?

  • Yes, only to confirm your employment, position, email address and business address. Any other information must first be authorized by you in writing. They can also call once to collect the debt if they fail to reach you at home.

Can a debt collector call my family and acquaintances?

  • Yes, but only to find out your home address, phone number or email.
  • They cannot contact others with the intent to humiliate or threaten you.

Read more about collections calls and how to get debt collectors to stop calling!


You may also find these articles useful:

Debt Collectors Invading Your Rights

Understanding Credit Card Fees

Creating A Plan To Pay Off Credit Card Debt

Consumer Proposal


Just focus on over study material for the preparation of CCNA Routing and Switching 200-125 Cisco Certified Network Associate.
210-260 vce
A candidate being able to correctly answer all of the questions encompassed in Cisco 200-125 dump is very likely to pass the exam with flying colors, so if I were you, I would jump at the chance to get a high score. 
200-125 exam
Many people ask us what study guide we recommend. I will give you a few suggestions. For a low cost solution, you can go with the basic Sybex CCNA study guide.
Here at CertificaitonKits, we have on-staff seasoned CCNA, CCNP, and CCIE instructors. These instructors have helped develop Cisco training curriculum, delivered boot camps and have authored various books you will find in Barnes & Nobel or Borders.
In its place of obligating the error of evading the repetition exams, the applicants must practice carefully via practice tests. For example, statistics display; several a scholar who fails the CCNA Routing and Switching 200-125 Cisco Certified Network Associate, they have no need to fail in the exam after getting prepared with the annoying approaches.
The preparation of CCNA Routing and Switching exam, you can do with our preparation material. 


Leave a reply

Your email address will not be published. Required fields are marked *


©2017 - C. E. Craig & Associates Inc.

Log in with your credentials

Forgot your details?

Skip to toolbar